No money down inquiry
Homeowners can start the conversation without needing cash upfront just to find out what financing might look like.
Financing
A financing option for homeowners who want project flexibility.
Financing is available through HFS Financial with a no-money-down inquiry, soft credit check, and funding options designed for home improvement projects.
No money down inquiryNo impact on credit to check termsFund up to 120% of project cost
Start by talking through the project with Mauro, then apply directly through HFS when you are ready to review terms.
Why homeowners ask about it
A straightforward financing path for qualified projects
No impact on credit to check terms
HFS uses a soft credit check for the initial inquiry, so you can review possible terms without a hard pull just to explore the option.
No equity or appraisal required
That can make financing more accessible for homeowners who want flexibility without tying the process to home equity or appraisal timing.
Industry-leading terms for home improvement projects
The program is built specifically around home improvement work, so the financing structure is designed to fit real remodeling and renovation scope.
Fund up to 120% of the total project cost
That extra room can help if the scope grows during construction and you need approved flexibility beyond the original estimate.
Loan funds directly to the homeowner's checking account
Funds go straight to the homeowner, which keeps payments and project coordination straightforward between the client and contractor.
How it works
The financing process is meant to stay simple
1. Submit a quick inquiry
The initial inquiry takes about a minute to complete.
2. Review conditional terms
HFS performs a soft credit check, and qualified homeowners can review potential loan terms without a hard credit pull just to inquire.
3. Receive funds directly
Once fully approved, the loan funds directly to the homeowner's checking account for straightforward project funding.
Important note
Qualified homeowners can fund up to 120% of the project total.
Those additional funds can help cover approved scope changes during construction if the project evolves after work begins.
- No equity requirement
- No appraisal requirement
- Industry-leading home improvement terms
Next step
See financing details, then talk through the project with Mauro.
Explore the financing provider directly, or reach out if you want to talk through scope, pricing, and whether financing makes sense for your job.